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Get the benefits of home ownership without the bank hassles
Why not acquire a nice home with no new loans and no down payment?
When the bank says no, we say, "YES"!
Lease it now with
the benefits of home ownership and purchase it later, if you wish.
No down payment, just pay a refundable fee up front.
Wouldn’t it be nice if, regardless of your credit issues or lack of
down payment, you could enjoy the benefits of home ownership, now?
What if,
...you can acquire a home with minimal cash
...you do not need to get a new loan
...Your credit didn’t matter.
...you only need to pay the closing costs.
That would be great, wouldn’t it?
If you are like most people, you dream about owning a nice home in a nice neighborhood. This is your chance to make your dream come true.
You can acquire the home you want regardless of your credit situation!
It is time you get a break.
We can offer you the benefits of homeownership, even with horrible credit or no credit.
Think about this...
...as a prospective buyer, can you be turned away because...
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you are a first-time home buyer.
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you are new on the job.
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you are self-employed.
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you are burdened with a credit history that haunts you.
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you lack a big down payment.
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you are cursed with former bankruptcy, repossession, foreclosure, offer in compromise, marital dissolutions, etc.
None of the issues above are a problem for us.
Let us show you how you can...
Own your own home!
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NO BANK QUALIFYING, No new loans
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Receive full income tax write-off for mortgage interest
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Receive full income tax write-off for property taxes
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Receive instant equity with each lease payment
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Share up to 100% of any future net appreciation
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Share up to 100% of any principal reduction
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Up-front contributions, including closing costs, are refundable (immediate equity contribution)
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Obtain immediate possession and quick move-in time
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No lengthy escrows or mortgage approvals
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Enjoy 100% of the properties use, occupancy and possession
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Attain privacy of ownership
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Protect yourself against liens, judgments, etc.
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Even IRS and state tax liens
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Our system helps you qualify for a refinance loan (instead of a new loan) so you can purchase with permanent
financing at the end of your lease
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Now there is a better way than wasting literally thousands of dollars in non-refundable deposits and
Rent You Will Never Get Back
If you can prove your income can support the monthly payments and you
have about 3-5% of the asking price in cash for closing costs, then you can acquire a property through us. Even if
you do not have the closing cost fees, contact us, we may still be able to work it out.
Think about this, in a Lease Option or lease Purchase, you pay an option fee for the right to
lease the property and maybe buy in later.
That option fee is never returned
. With us, all funds put into the program are refundable. They can be applied to the down payment, to the new financing costs, or cashed out.
There are three steps to achieve the benefits of home ownership. First, the property
has been placed in the seller's (also known as the Settlor) Equity Holding Trust. Second, in a separate action, you
will be named a beneficiary of that trust. The last step is to sign the occupancy agreement. This is a "triple Net"
lease, which means you are responsible for the lease payment, maintenance, and any repairs; in return you get a
share of the equity and take total income tax deductions [according to IRC 163(h)4(d)]. You may be able to use the
equity gained at the end of the term as a down payment to finance into your name. Also, your refundable
contributions for closing cost fees may be use toward the down payment.
You can now enjoy all the benefits of homeownership without the
hassle of getting a mortgage, needing to save an unreasonable amount of money, and with dinged or even horrible credit. You will have ample time to clear your
credit. By the virtue of equity sharing, you will gain the monetary reserves to easily buy this property. But, for
now, just enjoy the pride, freedom and benefits of homeownership.
When we reach the termination point of the trust, you have the first right to purchase the
property. This is what we have been working towards. If you decide to complete the process and purchase the home, you
can use your share of the principal buy down and appreciation towards your equity for a new loan. Also, our contributions for the
closing costs are refunded at this point and that can be applied to the closing costs of the new loan or the down payment.
Being a beneficiary of the trust, you are look upon by the bank as a co-owner and oft times, you can refinance into your name, which may
include the closing costs. If you decide not to purchase, your contributions, including any gains, will be returned
upon completion of the sale of the property. It is your duty to remain in the property and take care it, just like any
other owner would do, until it is sold.
If you want to enjoy the benefits of home ownership, then...
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